Weekly Net Income          
Or Bi Weekly Income     Easy Budget Online Spreadsheet    
                 
Other Weekly income       Calculation tools at bottom of page      
Other Bi Weekly income            
Other Monthly Income            
              This section is used to separate your weekly    
Total Weekly Pay           joint expenses from your spend money.    
               
Monthly Bills       Weekly Spend Money     Weekly Consumables (For Family Budget)    
  TV & Internet   Groceries     Groceries      
  Car Payment   Eating Out     Gasoline      
  Car Insurance   Auto Gas     Doctor co-pay    
  Child Care   Clothing     Pharmacy      
  Health     Kids Allowance   Charities      
  Life Insurance   Hobby     Other 1      
  Medical     Tolls     Other 2      
  Charities     Spouse     Other 3      
  Rent (Mortgage)   Other 1     Little Extra      
  Credit Cards   Other 2        
  Phone Bills   Other 3        
  Utilities (average)   Little Extra        
  Gym            
  Loan 1     Spend Totals      
  Loan 2              
  Joint Consumables          
  Savings Funds   Total Expenses   Joint Expenses    
            (This amount should be transferred weekly from     
Monthly Bills Total   Total Left Over   your bills account to a separate joint debt card)    
               
  .I recommend adding  10 Percent          
  for unforeseen expenses          
Add percentage here          
               
Weekly Bills Total           
                           
           
                           
Bi Weekly Direct Deposit Totals   Weekly Direct Deposit   Monthly Direct Deposit    
               
  Checking Account No Set Balance Checking Account  No Set Balance   Checking Account No Set Balance    
  Spending Account   Spending Account   Spending Account    
  Savings Account   Savings Account   Savings Account    
                           
         
               
Goal Balance for Savings Account      
Projected Time for Goal Balance Months    
3 Month Reserve Amount        
               
             
                   
Savings Funds For Non Monthly Bills          
weekly calculator at bottom of page            
                 
                       
    Weekly   Bi-Weekly     Yearly Total     Approximate Income to Debt Ratio    
Vacation Fund                  
Car Repair Fund           Percent    
Christmass Fund                  
Charity/Birthday              
Medical Fund              
Kids Activity              
Water/Sewer          
Car Insurance                  
Other 1           3 Portion Rule Weekly  
Other 2                  
                  Retirement    
Totals             Charity    
                  You    
Monthly Total   Bi-Weekly W/Spend              
                   
     
                             
Calculation Tools                
               
Calculate Monthly     Adding Machine (a+b+c+d)   Loan Calculator      
         
Weekly Bill Monthly Total     a-------------   Loan Amount    
Bi Weekly Bill Monthly Total     b-------------   Percentage Rate    
Quarterly Bill Monthly Total     c-------------   Years    
Bi Annual Bill Monthly Total     d-------------      
Annual Bill Monthly Total     e-------------   Total Payments    
Calculate Weekly           f--------------   Monthly payments    
Yearly Amount Weekly Total     g-------------   Total Value of payments    
Quarterly Amount Weekly Total     Total    Cost of Loan    
                             
         
                         
Checking Account Projection (Bills Account)           
will calculate with weekly, bi-weekly, or monthly pay           
                   
Current Checking Balance     Account Overage Split      
Current Checking Deposit              
Current Credit Card Payment     1/3 to Savings        
        1/3 to Debt      
Other Monthly Income     1/3 to Spending      
Future Bi Weekly Deposit              
Future Bi Weekly Bills          
Consumables/Credit Overage          
             
Checking Account Minimum          
           
Add or Change Percentage in Monthly Bills Area to See Monthly Growth       
Be Sure to Set Your Checking Account Minimum to Cover Any Pending Transactions      
           
  Month 1   Month2   Month3   Month 4    
Account Balance Projection            
Account Overage              
                         
         
Created By: Alan J. Broadwater 2006 Updated 9/4/2019    

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