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Set up your direct deposit, or ING transfers. Make sure that all of your accounts are set up, and you have a debit card for your spending account. Use the amounts that you have worked out on the spreadsheet, and set up your direct deposit. You will have no set balance going to your primary checking. Your spend money will be a set amount going to your spend money account. If using ING, you can have your savings automaticly withdrawn from your primary checking account each pay day. This will make it easy to make changes at a later time. If you don't have direct deposit you can put the full amount of your check into your primary checking account, and use ING Direct to automaticly spit up the money to the various accounts. |
Set Up Direct Deposit |
You will need your routing numbers, and account numbers to split up your money, ING's routing number is 031176110, but you will also need your account number. The image below shows you how to find your routing number and account number for your primary checking account. |